Funeral Planning

Nothing in life is more certain than death and taxes. A morbid subject for sure – however, funeral planning should be considered a wise financial decision.

According to the SunLife Cost of Dying Report 2017, the average cost of a funeral has increased by 114% since 2004 – that’s an average of £2088. If this rate of increase continues, the average basic funeral costs will be approximately £5000 in five years and in ten years could rise to £7200 and in 20 years, a shocking £13,000!

Current funeral costs are in the region of £2000 to £5000 depending on your wishes – even these costs may be very modest. However, if you want to be sure about the kind of send off you’ll have and ensure that your loved ones are not burdened at what’s sure to be a very difficult time, you may wish to consider a funeral plan.

A funeral plan is a pre-paid provision that guarantees to cover the cost of your funeral when you die. There are number of funeral plan providers that you can set this up with, who will liaise with your funeral director directly and ensure that your loved ones don’t have to become involved with any financial decisions or arrangements.

Depending on the package you chose, most provider’s funeral plans will cover the cost of care of the deceased, transport from the place of death to the chapel of rest, hearse and coffin. They do not cover the cost of flowers, headstone or wake and there may be one or two extras that will need to be covered such as newspaper notices and church or crematorium service costs.

The plans we offer provide a fixed sum that will go a long way towards covering these costs, giving you peace of mind that your loved ones don’t have to bear the burden of these added expenses. Furthermore, you can tailor your plan to suit your wishes. 

Payment Options


You can pay for the whole package in one easy payment.

You can spread the cost of the plan over a number of fixed monthly payments, between 12 and 60 months.

You can pay a set monthly sum that will cover the cost of your funeral – these amounts will depend on your age. Some of our plans are set up so that if you pay more into the plan than it pays out, your loved ones will receive a percentage rebate of the overpaid sum. This depends on the type of plan and the time it was taken out, in relation to the time of death.

It is important to note that if you wish to purchase your funeral plan over a fixed period, if you die before the full plan is paid for, the remaining payments may be required to be paid from your estate.

If you wish to learn more about any of the packages we offer, please contact us now at Hexagon Life Planning Services for your no obligation consultation.  

Our team provide life planning services to clients across Lancashire, Merseyside and Manchester. 

To find out more contact us on

phone: 0800 610 1131